by Eric Bradshaw | Jun 15, 2016 | Blog
A less-than-ideal credit score can be a difficult burden to bear, but it shouldn’t prevent you from buying a home. In general, most direct mortgage lenders like to see a minimum credit score of 680, though many people can still get approved for a Federal Housing...
by Eric Bradshaw | Jun 13, 2016 | Blog
Here at HomeRate Mortgage, we want to provide you with the best mortgage experience possible. Therefore we continue to develop tools to make you informed home buyers/owners. Our latest tool is a weekly talk radio show on AM 1240 every Tuesday at 11:00AM. We discuss...
by Eric Bradshaw | May 31, 2016 | Blog
With the popularity of online mortgage lenders and new tech-savvy real estate websites designed to match potential buyers with their perfect new home, the housing industry seems to be increasingly making its way into the digital realm. A new Cincinnati-based start-up...
by Eric Bradshaw | May 26, 2016 | Blog
If the phrase “no deposit home loans” sounds a little bit too good to be true, that’s because it is. Before the economic recession of 2008 — and the great financial housing crisis that went with it — first-time home buyers could often...
by Eric Bradshaw | May 24, 2016 | Blog
When you’re in the market for a new home, one of the biggest considerations you’ll have to make is how much you can afford as a down payment. While you might be more concerned about the number of bathrooms and the finishing in the basement, your down...
by Eric Bradshaw | Apr 29, 2016 | Blog
Finding the perfect home is one thing — finding the best mortgages rates is entirely another. Indeed, the mortgage application process can take a long time, be incredibly tedious and strenuous, and quite frankly, very stressful. Home mortgage lenders will go to...
