The HomeRate Mortgage Guarantee
Quick quotes, low rates, and fast closings…that’s the HomeRate Mortgage guarantee!
Quick Quotes. Low Rates. Fast Closing Times.
This is Ben Phillips and Eric Bradshaw with HomeRate Mortgage in Chattanooga TN. New Name, New Number, same Great Service! Call us today to find out, “How much you can SAVE!” or fill out our easy “3-Step Quote” above.
Our team of mortgage experts has been saving people money for years. The question is, “How much will we Save You?” We have saved clients hundreds even thousands of dollars off their monthly payments and hundreds of thousands of dollars over the life of their mortgage with our EZ Home Refinance program.
Mortgage Rates are at 50 year historical lows, but they won’t stay this low forever! Don’t procrastinate, call one of our Mortgage Specialists for a “Free – No Cost or Obligation Quote today!”
Low Mortgage Rates also means Increased Purchasing Power! You can buy more house for your money than ever before! Chattanooga has many apartments that charge $1000+ a month to rent. Why throw away that kind of money on Rent when you can Own? Check out our mortgage calculators and see for yourself.
For Example: A $250,000 new home loan at 4.25% for 30 yrs only has a principle and interest payment of $1,229.85! However, if rates returned back to 6% the same 250,000 new home loan for 30 yrs would have a principle and interest payment of $1,498.88.
Why Choose HomeRate Mortgage? Simple!
Many of our clients save up to $350 per month!
*Varies by client
Fast Closings possible within 30 days for most clients!
*Varies by client
Quick Mortgage Quotes.
Ensure that your family has the best home loan today! It only takes 10 minutes with a HomeRate Mortgage Rep to get your Free Quote. Our 20+ years of local experience and knowledge means you can trust HomeRate Mortgage because our team has proven they can get your new home loan Approved!
Call Us, Today!
Products and Services
Your Mortgage Broker Should Share Your Interests
Buying a house is a big step and can be overwhelming. The last thing you need to add to your plate is worrying if you’re getting the best deal with your mortgage broker. Here at HomeRate Mortgage, we believe the best business practice is also the one that benefits our customers the most. When you’re happy, we’re happy.
Home Loans Continuously Change Their Conditions
If you’re new to mortgages or have had one before, it is important to know that policies, requirements, and conditions are always changing. We work with you, and your individual situation, to see what the best option is and what you qualify for. Our team of experts is always up to date, and current on any changes made in the loan process and will quickly be able to work with you towards getting your loan approved.
Mortgages Simplified And Hassle Free
Some paperwork is necessary, but we don’t believe in just getting your signature and being done. It is our pride and pleasure to make sure you understand the terms and conditions of your new home loan or refinance so nothing it left unclear. We understand how valuable peace of mind is and strive to be available for any questions or concerns throughout the whole mortgage process.
Mortgage Companies Provide Unique Solutions
If you’ve found your dream home, we want to get you into it as soon as possible. Our team of experts works around the clock to get your information, quotes, and loan approved in a streamlined way. Fast closing times is one our top priorities, and we have years of experience perfecting the approval process, so you don’t have to wait.
Mortgage Lenders Are Here To Help
Mortgages can be confusing, but it doesn’t mean you have to feel lost. A good lender will always have your best interest in mind and go over options available to you, weighing the pros and cons of each. We believe the best things happen when people work together, which is exactly what we want to do. With a variety of channels to call, message, or contact us, you will never be far from an expert who is happy to assist in any way possible.
Mortgage Lender Expertise At Your Finger Tips
You’ve done enough work saving, budgeting, and finding your dream home. Leave the rest to us. It is our business to know what paperwork is needed, and where to process them, to get you the loan you need. With over 20+ years of local experience, we’ve mastered the process and know how to get things done efficiently. With your basic information and a few other details to fill in the blanks, we can review your options together and help secure the best home loan for you in no time.
Let’s Make First Time Home Buyer Loans A Not So Hidden Secret
Did you know there are numerous first time homebuyer programs you can take advantage of? We’ll help you sort through them all and see which one can save you the most money.