VA Loan - HomeRate Mortgage

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The HomeRate Mortgage Guarantee

Quick quotes, low rates, and fast closings…that’s the HomeRate Mortgage guarantee!

Why Choose A VA Loan?

Little to NO Downpayment

Lower Rates

Lower Closing Costs

No Pre-Payment Penalty

100% financing Available

Yes! that means $0.00 Down Payment…
And UP to 100% Cash-Out Refinance!

Veteran Owned and Operated

HomeRate Mortgage is Veteran Owned and Operated and we take pride in providing the best VA loans to all those who have served.

Veteran Loan Benefits

The VA (Veterans Affairs) helps service members, veterans and their families become homeowners by providing a home loan guaranty benefit and other housing-related programs to help veterans obtain, retain, or adapt a home for personal occupancy. VA-guaranteed loans are provided by private lenders, such as banks and mortgage companies, and not by the VA directly. Through the VA Home Loan Guaranty Program, VA guarantees a portion of your loan against loss and helps lenders provide you with more favorable financing terms.

The Process

To be eligible for a VA-guaranteed loan, you must meet credit and income standards and have a valid Certificate of Eligibility (COE). The home must be for your own personal occupancy. You must have been discharged under conditions other than dishonorable and meet the minimum standard requirements. Contact Homerate Mortgage to learn more about your benefits. We appreciate your service.