The HomeRate Mortgage Guarantee
Quick quotes, low rates, and fast closings…that’s the HomeRate Mortgage guarantee!
Why Choose A VA Loan?
Little to NO Downpayment
Lower Closing Costs
No Pre-Payment Penalty
100% financing Available
Yes! that means $0.00 Down Payment…
And UP to 100% Cash-Out Refinance!
Veteran Owned and Operated
HomeRate Mortgage is Veteran Owned and Operated and we take pride in providing the best VA loans to all those who have served.
Veteran Loan Benefits
The VA (Veterans Affairs) helps service members, veterans and their families become homeowners by providing a home loan guaranty benefit and other housing-related programs to help veterans obtain, retain, or adapt a home for personal occupancy. VA-guaranteed loans are provided by private lenders, such as banks and mortgage companies, and not by the VA directly. Through the VA Home Loan Guaranty Program, VA guarantees a portion of your loan against loss and helps lenders provide you with more favorable financing terms.
To be eligible for a VA-guaranteed loan, you must meet credit and income standards and have a valid Certificate of Eligibility (COE). The home must be for your own personal occupancy. You must have been discharged under conditions other than dishonorable and meet the minimum standard requirements. Contact Homerate Mortgage to learn more about your benefits. We appreciate your service.