Reverse - HomeRate Mortgage

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Quick quotes, low rates, and fast closings…that’s the HomeRate Mortgage guarantee!

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Why Choose A Reverse Mortgage?

Eliminate your Mortgage Payment

Own Your Home

Get Tax-Free Cash

Reverse Mortgage

HomeRate Mortgage is proud to offer reverse mortgages to Seniors age 62 and older. A Reverse Mortgage allows you to “Eliminate Your Payment” and you still get to “Own your Home”. Since there is no repayment on a Reverse mortgage, Credit Scores and Income will not disqualify a senior from getting approved. Sound too good to be true? It’s not!

Reverse Mortgages are FHA Loans and monitored by HUD for proper compliance. Prior to any lender moving forward on reverse mortgage the borrower has to complete “Reverse Mortgage Counseling” and provide the Certificate of Completion to their lender in order to the appraisal and move forward.