[vc_row section_mode=”fluid” bgmode=”customimagebg” image=”777″ bgposition=”center center” bgrepeat=”stretch” bgattachment=”fixed” sectionoverlayopacity=”0.70″ video_opacity_overlay=”0.70″ row_type=”default” break_parents=”2″ row_zindex=”0″ parallax_type=”up” parallax_speed=”20″ enable_mobile=”true” bg_position=”top” bg_size=”cover” bg_repeat=”no-repeat” margin_left=”0″ margin_right=”0″ gradient_angle=”0″ gradient_color_start=”#cccccc” gradient_start_offset=”0″ gradient_color_end=”#cccccc” gradient_end_offset=”100″ video_mute=”true” video_loop=”true” video_start=”true” video_stop=”true” video_controls=”true” video_raster=”true”][vc_column][vc_row_inner][vc_column_inner width=”1/6″ bgmode=”default” padding=”custom-padding” padding_value=”0″ animation_loading=”no” animation_loading_effects=”fade_in”]
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Call Us Toll Free
for Your Quick Quote, Today!
844-805-9100
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Purchase Quick Quote
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For how much can I get pre-qualified?
Before you go looking for a home, you should see if you are financially able to get a mortgage and get an estimate of what you pre-qualify for from a lender. If you are working with a real estate agent, getting pre-qualified lets them know you are a knowledgeable and serious buyer.[/az_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row section_mode=”fluid” padding=”small-padding” sectionoverlayopacity=”0.70″ video_opacity_overlay=”0.70″][vc_column][vc_row_inner][vc_column_inner width=”3/4″][az_column_text]
How much “house” can I afford?
The first step toward finding the right home is to quickly compute your purchasing power and determine how much you can afford to pay each month. This saves you time by allowing you to focus on homes in your price range.
In addition, you should consider both the up-front and ongoing costs associated with purchasing a home in the planning stage.[/az_column_text][az_blank_divider height_value=”40″][az_column_text]
Am I really ready to buy?
Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) when you pay your mortgage each month. A common myth is that monthly mortgage payments are more expensive than rent. But, in many cases, mortgage payments can be even less than rent. When considering home ownership for the first time, you need to decide whether buying makes financial and practical sense for you right now or if you are better off renting. Consider both the advantages and disadvantages to renting as well as buying, and weigh the pros and cons for your particular situation.[/az_column_text][/vc_column_inner][vc_column_inner width=”1/4″ bgmode=”default” custombgcolor=”#5e5e5e” padding=”default-color-padding” padding_value=”40″ animation_loading=”no” animation_loading_effects=”fade_in”][az_column_text]
[mortgagecalculator]
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We don’t charge any lender fees, because you shouldn’t have to pay to get a mortgage.
HomeRate Mortgage is proud to lend in Tennessee, Georgia, Alabama, and Florida for all your purchase and refinancing needs. We pride ourselves in providing the best deal for our clients![/az_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row bgmode=”custom” padding=”small-padding” sectionoverlayopacity=”0.70″ video_opacity_overlay=”0.70″ custombgcolor=”#f7f7f7″ row_type=”default” break_parents=”4″ row_zindex=”0″ parallax_type=”up” parallax_speed=”20″ enable_mobile=”true” bg_position=”top” bg_size=”cover” bg_repeat=”no-repeat” margin_left=”0″ margin_right=”0″ gradient_angle=”0″ gradient_color_start=”#cccccc” gradient_start_offset=”0″ gradient_color_end=”#cccccc” gradient_end_offset=”100″ video_mute=”true” video_loop=”true” video_start=”true” video_stop=”true” video_controls=”true” video_raster=”true”][vc_column][vc_row_inner][vc_column_inner width=”2/3″][az_blank_divider height_value=”30″][az_column_text]
Apply Now!
If you would like to know the rate for which you qualify, Apply Online, and we will give you an accurate assessment of what you qualify for. If you have any questions, just click Contact Us or call us at (844) 805-9100.[/az_column_text][vc_raw_js]
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