In today’s housing market, many homeowners are looking for a home refinance or home improvement loan, but not everyone’s credit score is up to the challenge. That’s why the Federal Housing Finance Agency, which regulates mortgage loan companies, Freddie Mac and Fannie Mae, has just announced a new federal program for people who are looking […]
Mortgage rates at the moment are hovering near record lows. Some 30-year fixed rate home loans are as little as 3.25%, lower than even the long-term rates of 3.31% seen toward the end of 2012. But these low mortgage rates aren’t just good news for Americans looking to buy a home in the next year. […]
How to Choose the Right Mortgage Company For You Buying a house is an exhilarating — and exhausting — process. At first, it’s all fun: looking at your dream homes, visiting open houses, and imagining your beautiful future home. Finding the perfect place you want to call “home” is just the first step of the […]
Buying a home doesn’t have to be like pulling teeth. There are many different types of home loans designed to help you finance your next big move, but it can be difficult to get past some of the financial and legal mumbo-jumbo. Once you get a grasp on home mortgage terms, however, you’ll find they’re […]
Happy borrowers at Lakeside’s Chattanooga office – with Nathaniel Hubbard as their loan officer from HomeRate Mortgage!
Very happy borrower through Richard Sailors at HomeRate Mortgage – thanks!
Happy borrower through Scott Phillips at HomeRate Mortgage!
What Are FHA Home Loans? FHA stands for the Federal Housing Administration, part of the U.S. Department of Housing and Urban Development. It was established back in the 1930s, when the Great Depression caused many people to default on their loans or to foreclose their homes. FHA loans are designed to help people with lower […]
Nashville has witnessed an extraordinary resurgence in recent years as many young people flock to the Music City for career opportunities, vibrant culture, beautiful weather, and the bounty of places to settle down and raise a family. But if you’re moving to Nashville TN from out of town or out of state, there are a […]