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Tennessee Mortgage Rates
Tennessee Mortgage Rates
The process of buying a home comes with some uncertainty. For instance, many prospective buyers are usually concerned about the mortgage rates they will get. To make matters worse, whatever rates are advertised by lenders are not necessarily the same rates charged on loans. It is possible to see a mortgage company advertising a 4% loan, but when you apply you get a 3% or 5% interest rate. If you understand how mortgage rates work, you will be able to figure out why that is the case. Today we are going to explain how Tennessee mortgage rates are determined. We have explained the same in more details, but here’s a summary to get you started.
First of all, a single percentage difference in interest rates will affect your monthly payments in a huge way. You can save hundreds of dollars each month if you opt for a Tennessee mortgage whose rate is just 1% lower than the next mortgage.
Now, the manner by which Tennessee lenders arrive at their mortgage rates depends on many factors.
- The first is the type of mortgage. Jumbos attract the highest rates because they are very risky to the lender. On the other hand, VA loans are arguably the cheapest since the government subsidizes them more than any other. In between the two are conventional, FHA and USDA loans which have average mortgage rates.
- The second factor is whether your Tennessee mortgage is a fixed-rate or an adjustable-rate. The latter starts with lower rates. However, over time, the rates might increase significantly. As for fixed-rate mortgages, your rates will remain the same throughout the whole mortgage term.
- Thirdly, your mortgage rates will be determined by the real estate market. The activities of lenders and borrowers (mortgage companies and homebuyers) usually bring interest rates to an equilibrium. This is usually the market value and it is the rate that lenders will advertise.
- Finally (and perhaps most importantly) your lender will also use your personal profile while determining your Tennessee mortgage rates. That’s where your credit score, employment history, credit history, down payment and other factors come into play. A better profile will land you very low interest rates.
Want to know what interest rates you will be charged? Get a quick mortgage quote from HomeRate Mortgage.
Tennessee City Mortgage Service Areas
- Mortgage Rates Adams
- Mortgage Rates Adamsville
- Mortgage Rates Afton
- Mortgage Rates Alamo
- Mortgage Rates Alcoa
- Mortgage Rates Alexandria
- Mortgage Rates Algood
- Mortgage Rates Allardt
- Mortgage Rates Allons
- Mortgage Rates Allred
- Mortgage Rates Alpine
- Mortgage Rates Altamont
- Mortgage Rates Andersonville
- Mortgage Rates Antioch
- Mortgage Rates Apison
- Mortgage Rates Ardmore
- Mortgage Rates Arlington
- Mortgage Rates Arnold A F B
- Mortgage Rates Arrington
- Mortgage Rates Arthur
- Mortgage Rates Ashland City
- Mortgage Rates Athens
- Mortgage Rates Atoka
- Mortgage Rates Atwood
- Mortgage Rates Auburntown
- Mortgage Rates Baileyton
- Mortgage Rates Bakewell
- Mortgage Rates Baneberry
- Mortgage Rates Bartlett
- Mortgage Rates Bath Springs
- Mortgage Rates Baxter
- Mortgage Rates Bean Station
- Mortgage Rates Beech Bluff
- Mortgage Rates Beechgrove
- Mortgage Rates Beersheba Springs
- Mortgage Rates Belfast
- Mortgage Rates Bell Buckle
- Mortgage Rates Belle Meade
- Mortgage Rates Bells
- Mortgage Rates Belvidere
- Mortgage Rates Benton
- Mortgage Rates Berry Hill
- Mortgage Rates Bethel Springs
- Mortgage Rates Bethpage
- Mortgage Rates Big Rock
- Mortgage Rates Big Sandy
- Mortgage Rates Birchwood
- Mortgage Rates Blaine
- Mortgage Rates Bloomington Springs
- Mortgage Rates Blountville
- Mortgage Rates Bluff City
- Mortgage Rates Bogota
- Mortgage Rates Bolivar
- Mortgage Rates Bon Aqua
- Mortgage Rates Braden
- Mortgage Rates Bradford
- Mortgage Rates Bradyville
- Mortgage Rates Brentwood
- Mortgage Rates Briceville
- Mortgage Rates Brighton
- Mortgage Rates Bristol
- Mortgage Rates Brownsville
- Mortgage Rates Bruceton
- Mortgage Rates Brush Creek
- Mortgage Rates Buchanan
- Mortgage Rates Buena Vista
- Mortgage Rates Buffalo Valley
- Mortgage Rates Bulls Gap
- Mortgage Rates Bumpus Mills
- Mortgage Rates Burlison
- Mortgage Rates Burns
- Mortgage Rates Butler
- Mortgage Rates Bybee
- Mortgage Rates Byrdstown
- Mortgage Rates Calhoun
- Mortgage Rates Camden
- Mortgage Rates Campaign
- Mortgage Rates Carthage
- Mortgage Rates Caryville
- Mortgage Rates Castalian Springs
- Mortgage Rates Cedar Grove
- Mortgage Rates Cedar Hill
- Mortgage Rates Celina
- Mortgage Rates Centertown
- Mortgage Rates Centerville
- Mortgage Rates Chapel Hill
- Mortgage Rates Chapmansboro
- Mortgage Rates Charleston
- Mortgage Rates Charlotte
- Mortgage Rates Chattanooga
- Mortgage Rates Chestnut Mound
- Mortgage Rates Chewalla
- Mortgage Rates Christiana
- Mortgage Rates Chuckey
- Mortgage Rates Church Hill
- Mortgage Rates Clairfield
- Mortgage Rates Clarkrange
- Mortgage Rates Clarksburg
- Mortgage Rates Clarksville
- Mortgage Rates Cleveland
- Mortgage Rates Clifton
- Mortgage Rates Clinton
- Mortgage Rates Coalfield
- Mortgage Rates Coalmont
- Mortgage Rates Cokercreek
- Mortgage Rates College Grove
- Mortgage Rates Collegedale
- Mortgage Rates Collierville
- Mortgage Rates Collinwood
- Mortgage Rates Columbia
- Mortgage Rates Como
- Mortgage Rates Conasauga
- Mortgage Rates Cookeville
- Mortgage Rates Coopertown
- Mortgage Rates Copperhill
- Mortgage Rates Cordova
- Mortgage Rates Cornersville
- Mortgage Rates Corryton
- Mortgage Rates Cosby
- Mortgage Rates Cottage Grove
- Mortgage Rates Cottontown
- Mortgage Rates Counce
- Mortgage Rates Covington
- Mortgage Rates Cowan
- Mortgage Rates Crab Orchard
- Mortgage Rates Crawford
- Mortgage Rates Crockett Mills
- Mortgage Rates Cross Plains
- Mortgage Rates Crossville
- Mortgage Rates Crump
- Mortgage Rates Culleoka
- Mortgage Rates Cumberland City
- Mortgage Rates Cumberland Furnace
- Mortgage Rates Cumberland Gap
- Mortgage Rates Cunningham
- Mortgage Rates Cypress Inn
- Mortgage Rates Dandridge
- Mortgage Rates Darden
- Mortgage Rates Dayton
- Mortgage Rates Decatur
- Mortgage Rates Decaturville
- Mortgage Rates Decherd
- Mortgage Rates Deer Lodge
- Mortgage Rates Del Rio
- Mortgage Rates Delano
- Mortgage Rates Dellrose
- Mortgage Rates Denmark
- Mortgage Rates Dickson
- Mortgage Rates Dixon Springs
- Mortgage Rates Dover
- Mortgage Rates Dowelltown
- Mortgage Rates Doyle
- Mortgage Rates Dresden
- Mortgage Rates Drummonds
- Mortgage Rates Duck River
- Mortgage Rates Ducktown
- Mortgage Rates Duff
- Mortgage Rates Dukedom
- Mortgage Rates Dunlap
- Mortgage Rates Dyer
- Mortgage Rates Dyersburg
- Mortgage Rates Eads
- Mortgage Rates Eagan
- Mortgage Rates Eagleville
- Mortgage Rates East Ridge
- Mortgage Rates Eastview
- Mortgage Rates Eaton
- Mortgage Rates Eidson
- Mortgage Rates Elgin
- Mortgage Rates Elizabethton
- Mortgage Rates Elkton
- Mortgage Rates Ellendale
- Mortgage Rates Elmwood
- Mortgage Rates Elora
- Mortgage Rates Englewood
- Mortgage Rates Enville
- Mortgage Rates Erin
- Mortgage Rates Erwin
- Mortgage Rates Estill Springs
- Mortgage Rates Ethridge
- Mortgage Rates Etowah
- Mortgage Rates Eva
- Mortgage Rates Evensville
- Mortgage Rates Fairview
- Mortgage Rates Fall Branch
- Mortgage Rates Farner
- Mortgage Rates Farragut
- Mortgage Rates Fayetteville
- Mortgage Rates Finger
- Mortgage Rates Finley
- Mortgage Rates Five Points
- Mortgage Rates Flag Pond
- Mortgage Rates Flintville
- Mortgage Rates Forest Hills
- Mortgage Rates Fosterville
- Mortgage Rates Frankewing
- Mortgage Rates Franklin
- Mortgage Rates Friendship
- Mortgage Rates Friendsville
- Mortgage Rates Fruitvale
- Mortgage Rates Gadsden
- Mortgage Rates Gainesboro
- Mortgage Rates Gallatin
- Mortgage Rates Gallaway
- Mortgage Rates Garland
- Mortgage Rates Gates
- Mortgage Rates Gatlinburg
- Mortgage Rates Georgetown
- Mortgage Rates Gibson
- Mortgage Rates Gilt Edge
- Mortgage Rates Gladeville
- Mortgage Rates Gleason
- Mortgage Rates Goodlettsville
- Mortgage Rates Goodspring
- Mortgage Rates Gordonsville
- Mortgage Rates Grand Junction
- Mortgage Rates Grandview
- Mortgage Rates Granville
- Mortgage Rates Graysville
- Mortgage Rates Greenback
- Mortgage Rates Greenbrier
- Mortgage Rates Greeneville
- Mortgage Rates Greenfield
- Mortgage Rates Grimsley
- Mortgage Rates Gruetli-Laager
- Mortgage Rates Guild
- Mortgage Rates Guys
- Mortgage Rates Halls
- Mortgage Rates Hampshire
- Mortgage Rates Hampton
- Mortgage Rates Harriman
- Mortgage Rates Harrison
- Mortgage Rates Harrogate
- Mortgage Rates Hartford
- Mortgage Rates Hartsville (/Trousdale County)
- Mortgage Rates Heiskell
- Mortgage Rates Helenwood
- Mortgage Rates Henderson
- Mortgage Rates Hendersonville
- Mortgage Rates Henning
- Mortgage Rates Henry
- Mortgage Rates Hermitage
- Mortgage Rates Hickman
- Mortgage Rates Hickory Valley
- Mortgage Rates Hilham
- Mortgage Rates Hillsboro
- Mortgage Rates Hixson
- Mortgage Rates Hohenwald
- Mortgage Rates Holladay
- Mortgage Rates Hollow Rock
- Mortgage Rates Hornbeak
- Mortgage Rates Hornsby
- Mortgage Rates Humboldt
- Mortgage Rates Huntingdon
- Mortgage Rates Huntland
- Mortgage Rates Huntsville
- Mortgage Rates Huron
- Mortgage Rates Hurricane Mills
- Mortgage Rates Idlewild
- Mortgage Rates Indian Mound
- Mortgage Rates Iron City
- Mortgage Rates Jacks Creek
- Mortgage Rates Jacksboro
- Mortgage Rates Jackson
- Mortgage Rates Jamestown
- Mortgage Rates Jasper
- Mortgage Rates Jefferson City
- Mortgage Rates Jellico
- Mortgage Rates Joelton
- Mortgage Rates Johnson City
- Mortgage Rates Jonesborough
- Mortgage Rates Kelso
- Mortgage Rates Kenton
- Mortgage Rates Kimball
- Mortgage Rates Kingsport
- Mortgage Rates Kingston Springs
- Mortgage Rates Kingston
- Mortgage Rates Knoxville
- Mortgage Rates Kodak
- Mortgage Rates Kyles Ford
- Mortgage Rates La Follette
- Mortgage Rates La Grange
- Mortgage Rates La Vergne
- Mortgage Rates Laconia
- Mortgage Rates Lafayette
- Mortgage Rates Lake City
- Mortgage Rates Lakeland
- Mortgage Rates Lakesite
- Mortgage Rates Lancaster
- Mortgage Rates Lancing
- Mortgage Rates Lascassas
- Mortgage Rates Laurel Bloomery
- Mortgage Rates Lavinia
- Mortgage Rates Lawrenceburg
- Mortgage Rates Lebanon
- Mortgage Rates Lenoir City
- Mortgage Rates Lenox
- Mortgage Rates Leoma
- Mortgage Rates Lewisburg
- Mortgage Rates Lexington
- Mortgage Rates Liberty
- Mortgage Rates Limestone
- Mortgage Rates Linden
- Mortgage Rates Livingston
- Mortgage Rates Lobelville
- Mortgage Rates Lone Mountain
- Mortgage Rates Lookout Mountain
- Mortgage Rates Loretto
- Mortgage Rates Loudon
- Mortgage Rates Louisville
- Mortgage Rates Lowland
- Mortgage Rates Lupton City
- Mortgage Rates Luray
- Mortgage Rates Luttrell
- Mortgage Rates Lutts
- Mortgage Rates Lyles
- Mortgage Rates Lynchburg (/Moore County)
- Mortgage Rates Lynnville
- Mortgage Rates Macon
- Mortgage Rates Madison
- Mortgage Rates Madisonville
- Mortgage Rates Manchester
- Mortgage Rates Mansfield
- Mortgage Rates Martin
- Mortgage Rates Maryville
- Mortgage Rates Mascot
- Mortgage Rates Mason
- Mortgage Rates Maury City
- Mortgage Rates Maynardville
- Mortgage Rates Mc Donald
- Mortgage Rates McEwen
- Mortgage Rates McKenzie
- Mortgage Rates McLemoresville
- Mortgage Rates McMinnville
- Mortgage Rates Medina
- Mortgage Rates Medon
- Mortgage Rates Memphis
- Mortgage Rates Mercer
- Mortgage Rates Michie
- Mortgage Rates Middleton
- Mortgage Rates Midway
- Mortgage Rates Milan
- Mortgage Rates Milledgeville
- Mortgage Rates Millersville
- Mortgage Rates Milligan College
- Mortgage Rates Millington
- Mortgage Rates Milton
- Mortgage Rates Minor Hill
- Mortgage Rates Mitchellville
- Mortgage Rates Mohawk
- Mortgage Rates Monroe
- Mortgage Rates Monteagle
- Mortgage Rates Monterey
- Mortgage Rates Mooresburg
- Mortgage Rates Morris Chapel
- Mortgage Rates Morrison
- Mortgage Rates Morristown
- Mortgage Rates Moscow
- Mortgage Rates Mosheim
- Mortgage Rates Moss
- Mortgage Rates Mount Carmel
- Mortgage Rates Mount Juliet
- Mortgage Rates Mount Pleasant
- Mortgage Rates Mountain City
- Mortgage Rates Mountain Home
- Mortgage Rates Mulberry
- Mortgage Rates Munford
- Mortgage Rates Murfreesboro
- Mortgage Rates Nashville (Nashville-Davidson)
- Mortgage Rates New Hope
- Mortgage Rates New Johnsonville
- Mortgage Rates New Market
- Mortgage Rates New Tazewell
- Mortgage Rates Newbern
- Mortgage Rates Newcomb
- Mortgage Rates Newport
- Mortgage Rates Niota
- Mortgage Rates Nolensville
- Mortgage Rates Norene
- Mortgage Rates Normandy
- Mortgage Rates Norris
- Mortgage Rates Nunnelly
- Mortgage Rates Oak Hill
- Mortgage Rates Oak Ridge
- Mortgage Rates Oakdale
- Mortgage Rates Oakfield
- Mortgage Rates Oakland
- Mortgage Rates Obion
- Mortgage Rates Ocoee
- Mortgage Rates Old Hickory
- Mortgage Rates Oldfort
- Mortgage Rates Olivehill
- Mortgage Rates Oliver Springs
- Mortgage Rates Oneida
- Mortgage Rates Only
- Mortgage Rates Ooltewah
- Mortgage Rates Orlinda
- Mortgage Rates Orme
- Mortgage Rates Pall Mall
- Mortgage Rates Palmer
- Mortgage Rates Palmersville
- Mortgage Rates Palmyra
- Mortgage Rates Paris
- Mortgage Rates Parkers Crossroads
- Mortgage Rates Parrottsville
- Mortgage Rates Parsons
- Mortgage Rates Pegram
- Mortgage Rates Pelham
- Mortgage Rates Petersburg
- Mortgage Rates Petros
- Mortgage Rates Philadelphia
- Mortgage Rates Pickwick Dam
- Mortgage Rates Pigeon Forge
- Mortgage Rates Pikeville
- Mortgage Rates Piney Flats
- Mortgage Rates Pinson
- Mortgage Rates Pioneer
- Mortgage Rates Piperton
- Mortgage Rates Pittman Center
- Mortgage Rates Plainview
- Mortgage Rates Pleasant Hill
- Mortgage Rates Pleasant Shade
- Mortgage Rates Pleasant View
- Mortgage Rates Pocahontas
- Mortgage Rates Portland
- Mortgage Rates Powder Springs
- Mortgage Rates Powell
- Mortgage Rates Powells Crossroads
- Mortgage Rates Primm Springs
- Mortgage Rates Prospect
- Mortgage Rates Pruden
- Mortgage Rates Pulaski
- Mortgage Rates Puryear
- Mortgage Rates Quebeck
- Mortgage Rates Ramer
- Mortgage Rates Readyville
- Mortgage Rates Reagan
- Mortgage Rates Red Bank
- Mortgage Rates Red Boiling Springs
- Mortgage Rates Reliance
- Mortgage Rates Riceville
- Mortgage Rates Rickman
- Mortgage Rates Riddleton
- Mortgage Rates Ridgely
- Mortgage Rates Ridgeside
- Mortgage Rates Ridgetop
- Mortgage Rates Ripley
- Mortgage Rates Rives
- Mortgage Rates Roan Mountain
- Mortgage Rates Robbins
- Mortgage Rates Rock Island
- Mortgage Rates Rockford
- Mortgage Rates Rockvale
- Mortgage Rates Rockwood
- Mortgage Rates Rogersville
- Mortgage Rates Rossville
- Mortgage Rates Rugby
- Mortgage Rates Russellville
- Mortgage Rates Rutherford
- Mortgage Rates Rutledge
- Mortgage Rates Sale Creek
- Mortgage Rates Saltillo
- Mortgage Rates Samburg
- Mortgage Rates Santa Fe
- Mortgage Rates Sardis
- Mortgage Rates Saulsbury
- Mortgage Rates Savannah
- Mortgage Rates Scotts Hill
- Mortgage Rates Selmer
- Mortgage Rates Sequatchie
- Mortgage Rates Sevierville
- Mortgage Rates Sewanee
- Mortgage Rates Seymour
- Mortgage Rates Shady Valley
- Mortgage Rates Sharon
- Mortgage Rates Sharps Chapel
- Mortgage Rates Shawanee
- Mortgage Rates Shelbyville
- Mortgage Rates Sherwood
- Mortgage Rates Shiloh
- Mortgage Rates Signal Mountain
- Mortgage Rates Silerton
- Mortgage Rates Silver Point
- Mortgage Rates Slayden
- Mortgage Rates Smartt
- Mortgage Rates Smithville
- Mortgage Rates Smyrna
- Mortgage Rates Sneedville
- Mortgage Rates Soddy-Daisy
- Mortgage Rates Somerville
- Mortgage Rates South Carthage
- Mortgage Rates South Fulton
- Mortgage Rates South Pittsburg
- Mortgage Rates Southside
- Mortgage Rates Sparta
- Mortgage Rates Speedwell
- Mortgage Rates Spencer
- Mortgage Rates Spring City
- Mortgage Rates Spring Creek
- Mortgage Rates Spring Hill
- Mortgage Rates Springfield
- Mortgage Rates Springville
- Mortgage Rates St. Joseph
- Mortgage Rates Stanton
- Mortgage Rates Stantonville
- Mortgage Rates Stewart
- Mortgage Rates Strawberry Plains
- Mortgage Rates Sugar Tree
- Mortgage Rates Summertown
- Mortgage Rates Summitville
- Mortgage Rates Sunbright
- Mortgage Rates Surgoinsville
- Mortgage Rates Sweetwater
- Mortgage Rates Taft
- Mortgage Rates Talbott
- Mortgage Rates Tallassee
- Mortgage Rates Tazewell
- Mortgage Rates Telford
- Mortgage Rates Tellico Plains
- Mortgage Rates Ten Mile
- Mortgage Rates Tennessee Ridge
- Mortgage Rates Thompsons Station
- Mortgage Rates Thorn Hill
- Mortgage Rates Three Way
- Mortgage Rates Tigrett
- Mortgage Rates Tipton
- Mortgage Rates Tiptonville
- Mortgage Rates Toone
- Mortgage Rates Townsend
- Mortgage Rates Tracy City
- Mortgage Rates Trade
- Mortgage Rates Trenton
- Mortgage Rates Trezevant
- Mortgage Rates Trimble
- Mortgage Rates Troy
- Mortgage Rates Tullahoma
- Mortgage Rates Turtletown
- Mortgage Rates Tusculum
- Mortgage Rates Unicoi
- Mortgage Rates Union City
- Mortgage Rates Unionville
- Mortgage Rates Vanleer
- Mortgage Rates Viola
- Mortgage Rates Vonore
- Mortgage Rates Walden
- Mortgage Rates Walland
- Mortgage Rates Walling
- Mortgage Rates Wartburg
- Mortgage Rates Wartrace
- Mortgage Rates Washburn
- Mortgage Rates Watauga
- Mortgage Rates Watertown
- Mortgage Rates Waverly
- Mortgage Rates Waynesboro
- Mortgage Rates Westmoreland
- Mortgage Rates Westpoint
- Mortgage Rates Westport
- Mortgage Rates White Bluff
- Mortgage Rates White House
- Mortgage Rates White Pine
- Mortgage Rates Whites Creek
- Mortgage Rates Whitesburg
- Mortgage Rates Whiteville
- Mortgage Rates Whitleyville
- Mortgage Rates Whitwell
- Mortgage Rates Wilder
- Mortgage Rates Wildersville
- Mortgage Rates Williamsport
- Mortgage Rates Williston
- Mortgage Rates Winchester
- Mortgage Rates Winfield
- Mortgage Rates Woodbury
- Mortgage Rates Woodland Mills
- Mortgage Rates Woodlawn
- Mortgage Rates Wynnburg
- Mortgage Rates Yorkville
- Mortgage Rates Yuma