Merry Christmas, and welcome to the new home on the web for HomeRate Mortgage Chattanooga!  We sincerely appreciate you stopping in, and look forward to better servicing your mortgage and refinance needs in the coming year.  HomeRate Mortgage Chattanooga is a division of TJC Mortgage owned and operated by Ben Phillips and Eric Bradshaw.  With many years in the industry and a deep desire for client satisfaction and local dominance in our business, you can rest assured you will always be a priority with HomeRate Mortgage Chattanooga!

Whether your need be a quick quote for a purchase or refinance, a comprehensive discussion for a first time home buyer, or a detailed analysis of credit worthiness and what you quality for www.HomeRateMortgage.com has you covered!

Thank you again for stopping by!  Hang out a while, and thanks for your patience as we continue to build the new home of HomeRate Mortgage Chattanooga!