Although spring is typically known as the “selling season”, summer is one of the best and most underrated times of year to purchase a home. There are many considerations and reasons that your home buying desires may be another time of year, but here are the top reasons why summer is the perfect time to find your new home! 

Reduced Competition

Typically, there are fewer people looking to purchase a home during the late summer and early fall which means that there is far less competition if you find a home that you’re interested in. Most families enjoy purchasing a home prior to summer, so they’re moved in before the school year begins. Therefore, if you’re a couple or just looking for a place on your own, it’s likely that you’ll have more options during this time of year which allows you to stress less about outbidding others. 

Savor the Rest of Summer

When you purchase a home during the summer, you are still able to enjoy warmer weather and time outside before the fall and winter months! Here are several advantages to purchasing a home during the summer months: 

  • If your new home uses HVAC for heating as well as cooling, moving in during the summer can allow you time to see if it works properly before cold weather hits. 
  • Your landscape and plants will still be in good condition, so you can see how you would like to plan your future landscaping for the next year!
  • If your new house requires any home renovations, you can get started on them right away while the weather is still nice outside and make the repairs in time for winter. 
  • You can enjoy your new outdoor deck or pool right away and entertain your family and friends before the summer ends! 

Settle in Before the Holidays 

There’s nothing more stressful than trying to rush unpacking in your new home or simply not having time because you’re traveling during the holidays! Purchasing a home during the summer gives you the opportunity to settle in before the holidays and be adequately prepared for colder weather. If you happen to live in an area where snow occurs every winter, you can identify problems during your home inspection such as leaks before any snow or ice is covering it. Additionally, settling in before wintertime allows you to be fully unpacked and prepared to celebrate the holidays with your loved ones in your brand new home! You’ll even have time to add decorations! 


Purchasing a home during the summer could help you get settled before the holidays, avoid competition, enjoy the rest of summer, and so many other advantages! Take even more stress off your plate by getting a mortgage broker in Chattanooga that you can trust. At HomeRate Mortgage, our mission is to help you get the best deal possible so you can enjoy your new home as soon as possible. Contact us today to get a free quote in less than 10 minutes!