Find your best rate!
Call (844) 805-9100 or
Get a Quick Quote, now!
QUICK QUOTE
Find your best rate!
Call (844) 805-9100 or
Get a Quick Quote, now!
The HomeRate Mortgage Guarantee
Quick quotes, low rates, and fast closings…that’s the HomeRate Mortgage guarantee!
QUICK QUOTES. LOW RATES. FAST CLOSING TIMES.
This is Ben Phillips and Eric Bradshaw with HomeRate Mortgage in Nashville TN. New Name, New Number, same Great Service! Call us today to find out, “How much you can SAVE!” or fill out our easy “3-Step Quote” above.
Our team of mortgage experts has been saving people money for years. The question is, “How much will we Save You?” We have saved clients hundreds even thousands of dollars off their monthly payments and hundreds of thousands of dollars over the life of their mortgage with our EZ Home Refinance program.
Why Choose HomeRate Mortgage? Simple!
.01
MANY OF OUR CLIENTS SAVE UP TO $350 PER MONTH!
*Varies by client
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FAST CLOSINGS POSSIBLE WITHIN 30 DAYS FOR MOST CLIENTS!
*Varies by client
QUICK MORTGAGE QUOTES.
Ensure that your family has the best home loan today! It only takes 10 minutes with a HomeRate Mortgage Rep to get your Free Quote. Our 20+ years of local experience and knowledge means you can trust HomeRate Mortgage because our team has proven they can get your new home loan Approved!
CALL US, TODAY!
844-805-9100
YOUR MORTGAGE BROKER SHOULD SHARE YOUR INTERESTS
Buying a house is a big step and can be overwhelming. The last thing you need to add to your plate is worrying if you’re getting the best deal with your mortgage broker. Here at HomeRate Mortgage, we believe the best business practice is also the one that benefits our customers the most. When you’re happy, we’re happy.
HOME LOANS CONTINUOUSLY CHANGE THEIR CONDITIONS
If you’re new to mortgages or have had one before, it is important to know that policies, requirements, and conditions are always changing. We work with you, and your individual situation, to see what the best option is and what you qualify for. Our team of experts is always up to date, and current on any changes made in the loan process and will quickly be able to work with you towards getting your loan approved.
MORTGAGES SIMPLIFIED AND HASSLE FREE
Some paperwork is necessary, but we don’t believe in just getting your signature and being done. It is our pride and pleasure to make sure you understand the terms and conditions of your new home loan or refinance so nothing it left unclear. We understand how valuable peace of mind is and strive to be available for any questions or concerns throughout the whole mortgage process.
MORTGAGE COMPANIES PROVIDE UNIQUE SOLUTIONS
If you’ve found your dream home, we want to get you into it as soon as possible. Our team of experts works around the clock to get your information, quotes, and loan approved in a streamlined way. Fast closing times is one our top priorities, and we have years of experience perfecting the approval process, so you don’t have to wait.
MORTGAGE LENDERS ARE HERE TO HELP
Mortgages can be confusing, but it doesn’t mean you have to feel lost. A good lender will always have your best interest in mind and go over options available to you, weighing the pros and cons of each. We believe the best things happen when people work together, which is exactly what we want to do. With a variety of channels to call, message, or contact us, you will never be far from an expert who is happy to assist in any way possible.
MORTGAGE LENDER EXPERTISE AT YOUR FINGER TIPS
You’ve done enough work saving, budgeting, and finding your dream home. Leave the rest to us. It is our business to know what paperwork is needed, and where to process them, to get you the loan you need. With over 20+ years of local experience, we’ve mastered the process and know how to get things done efficiently. With your basic information and a few other details to fill in the blanks, we can review your options together and help secure the best home loan for you in no time.
LET’S MAKE FIRST TIME HOME BUYER LOANS A NOT SO HIDDEN SECRET
Did you know there are numerous first time homebuyer programs you can take advantage of? We’ll help you sort through them all and see which one can save you the most money.
THE HRM LOAN PROCESS
CAN VARY DEPENDING ON CLIENT-SPECIFIC VARIABLES
GET STARTED
In less than 10 minutes you can submit your information to get started on your quote.
GET A QUOTE
We receive your application and provide your quote usually in 1 business day.
SIGN DOCUMENTS
Accept your quote and sign the necessary documents to begin the closing process.
UNDERWRITING
Your signed documents are sent to underwriting for processing.
FINAL APPROVAL
Once your application is processed and approved, your closing date is scheduled.
CLOSE ON YOUR LOAN
Finalize your new loan or refinance!
HomeRate Mortgage
Nashville, TN 37203
(615) 346-9700
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Factors When Finding A Mortgage Loan
If you’re thinking of getting a new property and opt for a conventional house loan in Nashville (Nashville-Davidson), TN, there are some things that you must know about. Home loans can be different with respect to the loan companies. You can’t apply for a loan without knowing the terms and conditions and the other elements that will impact your payment options. This is really a big investment so you cannot make a mistake when you are looking for a certain loan.
It is always a good thing that there are tons of strategies to find a loan that will fit your personal conditions, choices as well as your financial predicament. We’re going to give you some suggestions on how to find the best house loan.
The first thing that you should do is to begin comparing house loans through a loan estimate provided by the loan companies. You’ll have to request a loan estimate from a selection of loan providers because this will give you some information about the loan features and the fees that you need to pay.
A loan estimate can offer information on the amount of money that you will have to pay for the house loan, repayment amount, fees and other charges. You can also get a customized comparison rate where you might look into the total cost of the loans.
If a loan provider will not actually give you a loan estimate, you can always take them off your list. This is essential if you’d like to be sure that you can find the best home loan with the appropriate features and low interest rates.
If you are looking for a VA loan or an FHA loan, most folks are actually looking at the interest rate. You need to look at the interest rate, but you should also check the fees linked to the mortgage loan. There are instances when the loans with the lowest rates come with expensive fees so you need to check this first. You should calculate the amount that you will pay every month over the length of the loan and the loan estimate will give you the information you need.
The interest rate can actually change based on various aspects so you need to review the rates and ask an expert to help you recognize everything.
It is also important to check the payment options that a lender can provide if you’ll apply for a home loan. These loan companies will definitely enable you to pay the loan from 15 to 30 years based on your choice. If you will consider the 15-year option, you have to pay more monthly, but the loan can be finished faster and the overall cost will be lower.
If you’ll consider the 30-year option, the monthly payments will be lower, but the cost of the loan will be higher. You must ask the loan providers if they provide distinct payment options for the borrowers.
These are some of the recommendations that you can actually follow if you wish to make certain that you will find a home loan in Nashville (Nashville-Davidson), TN. There are other things that you should understand like the reverse mortgage or you might even want to refinance a mortgage in the future. You might actually decide to speak with the loan companies if you wish to know if you might do these while you’re still repaying the loan.